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Welcome to our website.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

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Home Purchase
Home Purchase
Home Refinance
Home Refinance

What Clients Are Saying About Us!

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GETTING YOUR HOME LOAN
SHOULDN'T BE COMPLICATED

The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.

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Contact Us

HomeTrust Mortgage Company dba MortgageAmerica
5353 W. Alabama, Suite 500
Houston, TX 77056
Phone: 713-369-4000
jrudd@hometrust.com

Loan Programs to Fit Your Needs

Conventional Fixed Rate Mortgages (FRM)

Ideal for borrowers with a steady income and sufficient down payment, borrowers pay the same monthly payment amount (principal and interest payments) over loan’s lifetime. 30-year and 15-year fixed available.

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Conventional Adjustable-Rate Mortgages (ARM)

This type of mortgage carries a fixed rate for a set period of time before adjusting, depending on current market conditions.

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FHA Loans

Good option for first-time homebuyers who may not have saved enough for a large down payment; or have suffered from bankruptcy or foreclosures may qualify for an FHA-backed mortgage.(Insured by the Federal...

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VA Loans

Designed for military veterans, VA loans are mortgages guaranteed by the Department of Veteran Affairs, offering exceptional benefits, including low interest rates and no down payment requirement.

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Jumbo Loans

A loan which is larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. Because jumbo loans cannot be funded by these two agencies, they usual...

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Non-QM Loans

Ideal for independent workers, 1099 contractors, or self-employers, this type of mortgage loan allows borrowers to qualify based on alternative methods such as bank statements or assets as collateral, instead...

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Down Payment Assistance Program

Down payment assistance (DPA) helps homebuyers with grants or low-interest loans that reduce the amount they need to save for a down payment. There are many DPA programs nationwide and each state, county...

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USDA Loans

Low-interest mortgages with zero down payments designed for low-income Americans who don’t have good enough credit to qualify for traditional mortgages. USDA Loans are also required to buy homes in a...

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Explore All Loan Options

Can’t find the loan that fits your needs? Let us help!

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